Compliance Seminar

(Presented by Integrated Compliance Solutions)

Hilton Garden Inn, Hershey
November 6, 2008

Sheraton Inn Pittsburgh North, Mars
November 13, 2008

The Program...

Technology Hot Buttons: There’s no shortage of “hot buttons” in the technology space. For example, regulators want at least six kinds of risk assessments. Can you name them? Exactly what does “enterprise wide” mean? Is our business resumption plan sufficient in scope? Has it been tested? How do we deal with Pandemic Flu? Must we implement multi-factor authentication? Is our customers’ non-public information secured against disclosure? Is our IT internal audit coverage adequate? What sort of “incident” should our incident response plan cover? In this segment, you’ll learn the latest trends in regulatory focus on technology, and find out how other Pennsylvania banks are dealing with them.

Fair Lending Risk Assessments and Self Testing: We are experiencing an unprecedented mortgage crisis. Foreclosures are at an all time high and many borrowers with sub-prime or non-traditional mortgages are finding that they can no longer make their mortgage payments. In the midst of this crisis, the banking regulators are uncovering evidence of discrimination and unfair lending practices. This has brought fair lending to the forefront of compliance examinations. All of the banking regulators are regularly including comparative file reviews as part of their exams. They also are expecting all size banks (not just the big mortgage players!) to be conducting their own fair lending risk assessments and comparative file reviews. This means that banks need to implement a process to regularly review their loan policies, underwriting criteria, and loan data to determine the lending products and customers that may be most vulnerable to discrimination and identify loan files that should be tested. In this session, you’ll learn about the basic elements that should be included in a fair lending risk assessment. We’ll also review the comparative file review process – how to choose the files and the types of fair lending testing that can be done.

Compliance Hot Topics: Each year, as more and more laws are passed, it becomes increasingly difficult to keep up with all the changes. This session provides busy compliance professionals with a way to keep abreast of new compliance laws and regulations, regulatory proposals, and up-to-date changes. Discussions are encouraged among participants to facilitate all viewpoints and interpretations.

Agenda

About ICS...

ICS is a leader in the regulatory compliance industry, providing comprehensive solutions for over 400 financial institutions throughout the United States, including over 70 banks throughout Pennsylvania. Because every bank has a different internal structure and set of needs, ICS will provide the level of compliance support that is appropriate for your bank, ranging from consulting to monitoring to full administration of the compliance function. Regulation specific expertise includes CRA/HMDA, Fair Lending, BSA/Anti-Money Laundering, USA Patriot Act, OFAC, GLBA and consulting on new or amended regulations. ICS employs experienced professionals who are former regulators, general counsels, compliance officers and industry specialists. ICS has the experience and expertise to service institutions of any size and complexity.

Registration Fees...

You can REGISTER ONLINE for PACB seminars and conferences.

Who Should Attend...

This great training opportunity will benefit CEOs, COOs, Compliance Officers, Security Personnel, IT Staff, Branch Managers and Loan Officers. Registration and a continental breakfast will be open at 8:30 am. The seminar will begin at 9:00 am and conclude at 2:45 pm, with breaks and lunch provided.

Cancellation / Refund Policy...

Full refunds are offered for cancellations made prior to October 23 for Hershey and October 30 for Mars, after which a $75 administrative fee will be withheld from refunds. No refunds will be made after October 30 for Hershey and November 6 for Mars.

Special Needs...

Persons with special dietary or physical needs who require auxiliary aids or services are requested to contact PACB at least five business days prior to the event so appropriate arrangements can be made.

Questions...

If you have any questions regarding the seminar or registration, please call Sue Murray, PACB Director of Education, at (717) 231-7447 or email sue@pacb.org.